City Creek Mortgage: 5 Facts You Need To Know

City Creek Mortgage is one of the top mortgage companies in the United States. They offer a wide range of products and services, from traditional mortgages to refinance and title loans. In this blog post, we will provide you with five facts about Cities Creeks Mortgage that you may not have known. From their history to their location, read on to learn more about this top mortgage company. Read More

What is City Creek Mortgage?

1. City Creek Mortgage is a direct-to-consumer mortgage company that was founded in 2012.

2. The company offers loans in all 50 states and in over 150 countries worldwide.

3. Cities Creeks Mortgage offers a variety of loan products, including fixed rate mortgages, adjustable rate mortgages, and home equity loans.

4. The company’s online application process is easy to use and takes only minutes to complete.

5. Cities Creeks Mortgage guarantees your loan within 30 days of closing.

What are the benefits of City Creek Mortgage?

The City Creek Mortgage is a type of mortgage that helps borrowers afford larger homes. The interest rate and down payment requirements are lower than traditional loans, making it a good option for buyers who want to purchase a home but don’t have a large down payment.

Some of the benefits of this type of mortgage include:

-Lower interest rates –Cities Creeks Mortgages usually have lower interest rates than standard mortgages. This can make the monthly payments more manageable for homeowners.

-No money down –Unlike many conventional loans, you don’t need to put down any money when you apply for a Cities Creeks Mortgage. This makes it an attractive option for buyers who want to purchase a home without taking on any extra debt.

-Short term commitments –Many borrowers use Cities Creeks Mortgages to buy homes that they plan to live in for at least five years. This short term commitment allows homeowners to take advantage of low interest rates while they save up for a larger down payment.

What are the risks of City Creek Mortgage?

If you’re considering taking out a mortgage to purchase a home, it’s important to know the risks. Here are five things you need to know about Cities Creeks Mortgage.

1. The company has been accused of widespread fraud and deception

Cities Creeks Mortgage is one of the largest originators and servicers of residential mortgages in the United States. Between 2009 and 2016, the company was subject to at least eight federal lawsuits alleging widespread fraud and deception. Four of these cases involved allegations that City Creek employees lied on loan applications in order to approved borrowers who did not qualify for loans they were actually entitled to receive. One case specifically alleged that a City Creek employee falsified loan documents in order to approve a $2 million loan to a casino owner who had no intention of ever completing the transaction.

2. The company has been accused of charging excessive fees

One of the most common complaints levied against Cities Creeks Mortgage is that its fees are excessive. For example, according to one lawsuit, the company charged an application fee of $995 plus $595 for each processing stage – totaling $2,695. Another lawsuit alleges that City Creek charged an origination fee of 2% plus $10 per thousand dollars borrowed – totaling $240 on a $100,000 loan! These charges can quickly add up, making it difficult for borrowers to qualify for a mortgage they may be eligible for under other circumstances.

How does Cities Creeks Mortgage work?

If you’re looking for a mortgage, Cities Creeks Mortgage is worth checking out. Here are some key facts about this company:

-Cities Creeks Mortgage offers a variety of loan products, including fixed-rate loans, adjustable rate loans, and home equity loans.

-The company has a good track record with borrowers. Around 85% of all mortgages that Cities Creeks Mortgage originated have met or exceeded borrower expectations.

-The company offers a simple application process and easy customer service.

If you’re interested in learning more about Cities Creeks Mortgage, be sure to read our full blog post!

What is the process of applying for a Cities Creeks Mortgage?

If you’re looking to buy a home in Salt Lake City, you may want to consider taking out a mortgage through Cities Creeks Mortgage. Here’s what you need to know about the process of applying for a Cities Creeks Mortgage.

First, you will need your credit score and loan amount desired. You can get your credit score free from several different organizations, such as Credit Karma or VantageScore. Next, you will need to provide documentation of your income and assets. This can be done by submitting W-2s, Tax Forms 1099-MISC, or bank statements. Finally, you will need to provide documentation of your current home’s value and current mortgage rate.

What are the fees associated with Cities Creeks Mortgage?

Cities Creeks Mortgage is one of the most popular mortgage products on the market today. The company offers a variety of products, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), and home equity loans. Here are some key facts about Cities Creeks Mortgage:

Fees: The cost of a Cities Creeks Mortgage ranges from 0.15% to 0.25%. This includes origination fees, points, and other associated costs.

Borrowing Limits: The borrowing limit for a Cities Creeks Mortgage is $417,000.

Repayment Options: You can choose between a fixed-rate repayment plan or an ARMs repayment plan. With an ARMs repayment plan, you have the option to pay off your loan over time using variable interest rates and monthly installment payments.


If you’re interested in purchasing a home, it’s important to understand the Cities Creeks Mortgage lender. In this article, we’ve outlined five key facts about this popular mortgage provider so that you can make an informed decision. Armed with this information, you’ll be in a better position to choose the right loan for your needs and get started on your homeownership journey.


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